Chapter 7 Bankruptcy Attorney In Miami, Florida
Is Chapter 7 Bankruptcy Right for Me?
In a Chapter 7 bankruptcy, you may be able to eliminate many types of debt, including payday loans, medical bills, credit card balances, personal loans, repossessions, and other unsecured obligations. In many Chapter 7 cases, you may be able to keep your home and vehicle, as long as required payments remain current.
Filing for Chapter 7 can also bring immediate relief by stopping lawsuits, wage garnishments, creditor harassment, and frozen bank accounts. Because Chapter 7 bankruptcy has specific eligibility requirements and strict rules, it is important to understand your options before moving forward. Aubrey Rudd works one-on-one with clients in Miami to review their financial situation and explain how Chapter 7 may apply to their circumstances.
If you are considering bankruptcy and want clear information about your options, contact Aubrey Rudd Law today to schedule a consultation and take the first step toward a fresh financial start.
Call Aubrey Rudd Law at 305-600-5258 to schedule a consultation with a lawyer today.
Are There Any Types of Debt Chapter 7 Doesn’t Cover?
Unfortunately, Chapter 7 bankruptcy does not eliminate every type of debt. Certain obligations—such as recent income taxes owed to the federal or state government, child or spousal support, and most student loans—generally remain after a Chapter 7 filing and must be addressed through other payment arrangements.
That said, eliminating qualifying debts through Chapter 7 can free up income and resources, making it easier to manage these remaining obligations. Understanding how Chapter 7 fits into your overall financial picture is an important step before moving forward. Aubrey Rudd works directly with clients in Miami to review their debts, explain what can and cannot be discharged, and help develop a practical plan for moving toward long-term financial stability.
To learn more about your options under bankruptcy law, contact Aubrey Rudd Law
to schedule a consultation today.
What Are Some of the Requirements for a Chapter 7 Bankruptcy?
To qualify for Chapter 7 bankruptcy, individuals must pass a means test designed to determine whether their income allows them to reasonably repay their debts. This process helps ensure that Chapter 7 is reserved for those who truly need it. In addition, bankruptcy law requires you to complete approved credit counseling within the six months before filing your case.
Because these requirements involve detailed rules and strict deadlines, it is important to understand the process before you begin. Aubrey Rudd works directly with clients in Miami to review income, explain the means test, and prepare the necessary paperwork to help keep the process moving forward efficiently.
If you are considering Chapter 7 bankruptcy and want clear guidance on your next steps, contact Aubrey Rudd Law today to get started on the path toward financial stability.
Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.
Have Questions About Bankruptcy?
Call Aubrey Rudd Law at 305-600-5258 to speak with an attorney about your bankruptcy concerns. You can ask questions, discuss your financial situation, and get straightforward information about your available options.
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