Chapter 7 Bankruptcy Coral Gables – 2026 Guide

For Coconut Grove residents, you can also read our full guide to Chapter 7 Bankruptcy in Coconut Grove.
If you need help from a Chapter 7 bankruptcy attorney in Coral Gables, Aubrey Rudd can explain your options and guide you through the process.
If you’re considering filing Chapter 7 bankruptcy in Coral Gables, this guide explains everything you need to know in 2025–2026.
If you’re a Coral Gables resident drowning in credit card debt, medical bills, or foreclosure threats,
Chapter 7 bankruptcy can give you a
complete fresh start — often in just
3–4 months.
Can I Keep My Home in Coral Gables?
YES.
Florida’s unlimited homestead exemption protects your primary residence — no matter how much it’s worth — as long as you’ve lived in it for 1,215 days (about 3.3 years) before filing.
What Debts Get Wiped Out?
- Credit cards
- Medical bills
- Personal loans
- Past-due utilities
- Some tax debts (if old enough)
What You Don’t Lose
- Your home (with exemption)
- One car (up to $1,000 equity)
- Retirement accounts (401k, IRA)
- Household goods
2026 Income Limits (Miami-Dade)
- Single: $68,429
- Family of 4: $108,211
Not sure if you qualify? Call 305-600-5258 for a free 10-minute consult.
Next Steps
- Call today → Free case review
- File in 1–2 weeks
- Debt-free in 90 days
Rudd Bankruptcy and Insurance Claims Law
2100 Coral Way, Suite 303, Miami, FL 33145
🌐 ruddbankruptcyandinsuranceclaimslaw.com
CoralGables #BankruptcyRelief #MiamiLaw
Need help with Chapter 7 bankruptcy in Coral Gables? Attorney Aubrey Rudd offers a free consultation to review your situation and explain your best options. Call today to get started.
Looking for help in nearby areas? Read our guide to Chapter 7 Bankruptcy in Pinecrest.

